Things to do for NRIs in India
When NRIs (Non-Resident Indians) visit India, there are several important tasks and activities they can undertake, especially related to health, finance, shopping, and cultural connections.
Personally I usually do below things
- Eye checkup
- ENT and Dental checkup
- Buy cheap stuff from amazon and local markets!
But Here's a general list of things to do:
1. Medical Treatments
Many NRIs choose to get medical treatments in India due to cost-effective, high-quality healthcare. Common areas to focus on:
- ENT Checkups: Ear, nose, and throat checkups, especially if you have allergies or sinus issues.
- Eye Tests: Comprehensive eye exams, including glaucoma and cataract checks.
- Dental Care: Get treatments like scaling, fillings, root canals, implants, or cosmetic dentistry. Dental care is generally more affordable in India.
- Full Body Health Checkups: You can avail preventive health checkup packages at hospitals that include blood tests, scans, and consultations.
- Physiotherapy: If you suffer from physical strain or injury, physiotherapy in India is relatively inexpensive.
- Cosmetic Treatments: Procedures like skin treatments, hair transplants, and weight loss surgeries are available at much lower costs than in Western countries.
2. Bank and Financial Account Changes
- Convert Savings Accounts to NRO/NRE Accounts: Ensure that your Indian savings accounts are converted to NRO (Non-Resident Ordinary) or NRE (Non-Resident External) accounts. NRO accounts are used to manage income earned in India (like rent or dividends), while NRE accounts are for transferring foreign earnings.
- Link PAN to Aadhaar: If not done, ensure your PAN card is linked to Aadhaar as it is required for financial and tax compliance.
- Demat Account Conversion: Convert your Indian demat account to NRO status, enabling you to trade shares as an NRI. Ensure the account is compliant with RBI guidelines for NRIs.
- Review Tax Filings: Check your Indian tax obligations. NRIs are taxed only on income earned or accrued in India (such as property rental or investments), but it’s crucial to file properly.
3. Shopping and Household Essentials
- Amazon India Shopping: Take advantage of lower prices on electronics, clothing, and household items. Certain products (like books or Indian spices) are more affordable and can be shipped abroad if needed.
- Local Market Shopping: India is known for its vibrant local markets. Explore local bazaars for:
- Handicrafts and Textiles: Sarees, kurtas, jewelry, home décor.
- Spices and Food Items: Fresh spices, tea, and organic foods.
- Gadgets and Appliances: Sometimes, gadgets (like smartphones) or kitchen appliances are cheaper in India.
- Traditional Ayurvedic Products: Natural skin and hair care products.
- Buying Gold and Jewelry: India is known for its fine jewelry, and many NRIs purchase gold or precious stones while in India.
4. Real Estate and Investment Management
- Check on Property: If you own property in India, it’s a good time to check on it, oversee maintenance, or engage in any property management.
- Investments in Real Estate: Consider looking at potential real estate investment opportunities or land purchases.
- Mutual Funds and Stocks: Review your Indian investments (mutual funds, SIPs, or stocks) and make necessary adjustments.
5. Meet Important People
- Family and Relatives: Reconnect with family members and relatives, especially for personal or financial matters (such as wills or inheritance).
- Legal/Tax Advisors: Meet with your legal advisors or tax consultants in India to ensure your documents and finances are up-to-date.
- Old Friends and Colleagues: Reconnect with old friends or professional colleagues to maintain your social and professional network in India.
- Religious or Cultural Leaders: If you follow a spiritual or religious path, it might be a good time to meet important figures in your faith.
6. Cultural and Spiritual Visits
- Temples and Religious Sites: Plan visits to culturally significant temples, churches, mosques, or gurudwaras. Places like Varanasi, Tirupati, Amritsar, or Rishikesh are often top destinations.
- Tourist Attractions: Take time to visit popular tourist spots like the Taj Mahal, Jaipur’s palaces, Kerala’s backwaters, or Goa’s beaches.
- Attend Cultural Events: If your visit coincides with festivals (like Diwali or Holi), enjoy the local cultural events.
7. Miscellaneous Tasks
- Driving License Renewal: If you have an Indian driving license, you can get it renewed or updated.
- Aadhaar Updates: Ensure your Aadhaar card information is updated with your latest address or mobile number.
- Passport Services: Renew your passport or apply for any necessary visa-related documents while in India.
- SIM Card/Local Mobile Services: Get a local SIM card or data plan for the duration of your stay to avoid high roaming charges.
Published on: Oct 14, 2024, 10:02 AM